Friday, October 30, 2009

Saving Tips


-Shop at a bag-your-own grocery store (Aldi’s, Save-A-Lot)

-Sign up for store club cards (They are usually free and they make you eligible for

significant discounts.

-Buy your meat at a meat market.

-Shop at bakery outlets. You can buy bread for about one-third the regular grocery store

price. Outlets also sell cookies and snack cakes for lunches for far lower prices

than you can find elsewhere. The items sold in bakery outlets are very fresh and will last

even longer if you store them in your refrigerator or freezer. Some stores also have

programs like “buy ten items, get one free.”

-Shop with coupons. www.suddenvalues.com

-Watch for after-holiday candy clearance sales. The day after a holiday, you can buy

bags of name-brand candy for half price or less. They’re great for snacks, and they are

inexpensive fillers for goody bags if you’ve got a child’s birthday party coming up.

-Join a discount club like Sam’s Club or Costco. Their wares include not just food, but

in many cases everything from groceries to tires to contact lenses and prescription drugs

www.samsclub.com www.costco.com

-Buy an entertainment discount book. These are books loaded with a variety of

coupons, from fast food to fine dining, movies, lodging discounts, even car repair. Some

coupon books are sold as fundraisers for schools and other nonprofits. www.entertainmentbook.com

Happy Savings!

Monica 'Sparks' your Savings Guru

Friday, October 16, 2009

Don't Cha Just Hate Internet Scam Deals?!

No, you did not just win the lottery in the U.K. And of course, no long lost family member died in another country. And you know very well that you do not have a Chase bank account that is overdrawn. Scams on the internet are at a rediculous all time high, and I'm afraid my friend, it is not going to get any better. May I offer you a reputable resource to stay safe while you explore your savings and deals online?

To find about scams please visit the Federal trade commission as a reputable resource. Find out about the following areas:

http://www.ftc.gov/bcp/menus/consumer/tech/scams.shtm
Automobiles Buying a Car Financing, Leasing, or Renting Maintenance
Computers & the Internet Buying a Computer & Internet Access
Entertainment
Online Shopping & E-Payments Privacy & Security Spam Email Web Scams
Credit & Loans Your Rights: Credit Reporting Credit Cards & Consumer Loans Credit Reports & Scoring
In Debt? Mortgages/Real Estate Privacy
Education, Scholarships, & Job Placement Education Finding a Job Scholarships
Energy & the Environment Energy Environment
Health Devices, Procedures, & Treatments Drugs & Dietary Supplements Weight Loss & Fitness
ID Theft, Privacy, & Security Children's Privacy Identity Theft Privacy & Security
Investments & Business Opportunities Franchise & Business Opportunities Investment Schemes
Work at Home Schemes Shopping for Products & Services
Buying Plans Clothing and Textiles Funerals Home Improvement Jewelry and Art Legal Services
Tobacco Travel Your Rights Telemarketing & Telephone Services
Charities National Do Not Call Registry Phone Products and Services Prizes and Sweepstakes
Telemarketing Scams Unauthorized Charges
Of course all of the information is in Spanish!! En EspaƱol

Your Savings Guru, SPARKS


News

Tuesday, October 6, 2009